LIGHTHOUSE currently represents many of the insurance companies providing automobile insurance in Massachusetts. As a result, we can offer our customers many different policies, coverage's, and options. With the introduction of Auto Reform in April 2008 we now have the ability to "shop" the market for the best program to fit your individual needs.

So what is Auto Reform?

Simply put, starting in April 2008 the auto insurance premiums in Massachusetts will no longer be set by the state (Insurance Commissioner) but by individual insurance companies. Allowing the insurance companies to set the rates creates competition in the marketplace, which should be beneficial to the consumer.

Will my Premium rates go down?

Generally speaking for your 2008 auto policy, Yes. All of the companies we represent have indicated that most of our policyholders will see a rate decease.