If you own a car, auto insurance is not just an
option-it is a legal necessity.
Auto insurance protects you against financial loss if
you have an accident. It is a contract between you and
the insurance company. You agree to pay the premium and
the insurance company agrees to pay your losses as
defined in your policy.
Auto insurance provides property, liability and medical
coverage:
- Property coverage pays for damage to or theft of your
car.
- Liability coverage pays for your legal responsibility
to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating
injuries, rehabilitation and sometimes lost wages and
funeral expenses